Accepting credit cards is an economic necessity for modern businesses and retailers. On average, the revenue difference between businesses accepting credit card payments is 33% higher than those who do not. But credit card processing fees can cost business owners 1.5-3.5% on every transaction, penalizing both the merchant and cash-carrying customers.
For many businesses- this can be the difference between consistent profit and breaking even.Data One understands that this reality has become an impossibility for our modern economy, and we don’t believe that business owners should be negatively impacted for offering more solutions for more customers.
Our extensive suite of point of sale processing technologies and compliant devices are designed to ensure that profit is placed at the forefront of your business model, no matter how you elect to accept payments. More choice, more technology, more solutions- that’s the Data One promise. It’s a new tomorrow for payments.
ACH Payments
- Automatic clearing house (ACH) payment processing allows you to fulfill authorized payments from consumer or business checking accounts and provides your business the ability to set up a guaranteed and effective system for billing customers on a regular basis.
- Whether it’s single payments, recurring payments, or B2B billing- Data One offers a full fleet of business solutions to serve all ACH needs for your business.
Bitcoin Payment Processing
- The rise of bitcoin payments has created stunning new potential for businesses all over the world as cryptocurrency transactions have opened up new customer bases and more secure methods for doing business.
- But many merchants today are still unaware of how easy, fast, and simple accepting bitcoin payments can be.
Cash Discount Program
- Dual pricing is no secret; it’s a technique that has been used for decades by gas stations and other entities to avoid burdensome credit card processing fees and retain 100% of the cash price of their product, no matter how their customer elects to pay.
- With dual pricing, business owners can offer different pricing for products and services depending on how their customers elect to pay, rewarding customers for utilizing cash instead of non-cash tender and protecting their profit margins.
Check Guarantee Solutions
- Today, check acceptance remains an essential facet of a well-rounded payment processing program.
- Check guarantee services allow your company to receive, process, and secure check payments. Ensuring that your check guarantee services are efficient, protected, and well-maintained means that your customers can continue paying for their goods and services via check with as little friction as possible.
Credit Card Processing
- Credit card payments form the foundation of our modern economy. The ability to integrate technology to seamlessly and efficiently process these transactions can give your business a definitive edge over the competition.
- Data One’s credit card payment processing solutions are uniquely engineered to integrate the most up-to-date technological advances, and our experts are here to determine which devices will work best with the specifics of your business.
Debit Card Payments
- From PIN debit to signature debit to contactless debit, there are various methods by which your business can accept debit card transactions.
- Data One has the resources and tools to help you determine which solution will integrate most effectively with your current business.
High Risk Payments
- At Data One, we work tirelessly to ensure that our payment processing options and technologies are available for all businesses- including those that may have been deemed as high-risk accounts.
- Our high-risk merchant accounts offer competitive pricing, top-of-the-line technologies, and enhanced fraud detection functionality.
Loyalty / Rewards Programs
- A loyalty rewards program offers specialized promotions and rewards to your repeat customers, incentivizing them to continue on as patrons of your business and ensuring that they are never swayed away by competitors.
- Data One supports merchants and companies in designing, executing, and maintaining loyalty rewards programs, and our point of sale systems will ensure that all technical needs for your program are integrated seamlessly.
Online Payments
- From e-commerce solutions to virtual payments to online payment gateways, Data One can support your business in creating an omnichannel payment processing environment that will utilize the best of the modern online economy and help you reach more customers worldwide in a streamlined fashion.
- Data One understands the current state of the online payment processing infrastructure and has the technology and expertise to give you an edge against any competitors online.
QR Payments
- QR codes are squares of code that allow consumers the ability to access web content and payment portals through their mobile devices- creating a clean line of contactless communication between customer, vendor, and bank.
- Today, QR codes are rapidly supplanting cash and credit/debit cards as the primary form of payment for vendors within the United States and are achieving widespread global adoption throughout Europe and other regions of the world.
Experienced:
Our team has in-depth knowledge of the financial needs of businesses, ensuring that we recommend and provide the most suitable credit card solutions.
Customization:
We understand that one size does not fit all. Our services are tailored to meet your specific requirements.
Convenience:
We make it easy for you to access your financial information and manage your credit cards online.
Security:
Your financial security is our priority. We implement the latest security measures to protect your data and transactions.
Exceptional Customer Support:
Our responsive customer support team is available to assist you, ensuring that you receive prompt, personalized assistance.
Competitive Pricing:
We offer competitive rates and fees for our business credit card services, providing excellent value for your investment.
Frequently Asked Questions (FAQ) - Credit Card Processing Services
Credit card processing is the handling of electronic payments made via credit and debit cards. It involves a series of steps, including authorization, authentication, and settlement, to complete a transaction.
Credit card processing services enable businesses to accept card payments from customers, increasing convenience and expanding the customer base. This is essential in today’s digital economy.
Virtually all types of businesses can benefit from credit card processing, including retail stores, e-commerce businesses, restaurants, service providers, and more.
Benefits include increased sales, improved customer satisfaction, reduced cash handling, access to valuable transaction data, and enhanced security.
Yes, there are various types of credit card processing services, including point-of-sale (POS) systems, mobile payment solutions, e-commerce processing, and virtual terminals, each suited to different business needs.
Credit card processors are required to meet strict security standards, including PCI DSS compliance. They use encryption, tokenization, and other security measures to safeguard cardholder data.
The setup process can vary depending on the provider and the complexity of your business. In many cases, it can be done within a few days to a couple of weeks.
Credit card processing fees typically include interchange fees, assessments, and processing fees. The specific costs can vary depending on the provider, the type of transactions, and the volume of sales.
Yes, many credit card processing services offer the ability to accept international card payments, helping businesses expand their customer base globally.
Reputable providers offer customer support to assist with setup, technical issues, and general inquiries. The level of support may vary, so it’s essential to choose a provider that meets your customer service expectations.
Many credit card processing services offer integrations with various business software and e-commerce platforms. This integration can streamline your operations and enhance efficiency.
Comparing providers involves considering factors like pricing, security measures, customer support, available features, and the specific needs of your business.
Credit card processing services often provide support for handling disputes and chargebacks, assisting you in resolving issues with customers.
If you have additional questions or need more information about credit card processing services, please feel free to contact us through the provided contact information. We’re here to help you with your payment processing needs.
